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Local Medicare Guidance You Can Trust

MEDICARE PLANS IN JOHNSON CITY, TN

If you’re approaching Medicare age or already eligible in Johnson City, Tennessee, Laurie Reece Insurance is here to help you make sense of your options. We live and work in the region, so we understand the plans available to Johnson City residents—and which ones make the most sense based on your doctors, prescriptions, and budget.
 

Whether you’re looking at Medicare Advantage, Supplement (Medigap), or Part D prescription drug plans, we’ll walk you through the process and help you compare real options available in your zip code.

 

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Medicare Help for Johnson City Residents

Every Medicare plan is different, and not all options are available in every county or zip code. That’s why it’s so important to work with a local, independent Medicare advisor who understands the Washington County and Johnson City area.

We help Johnson City residents:

  • Compare Medicare Advantage plans from top carriers
     

  • Decide if a Medigap plan is a better fit for your needs
     

  • Find a Part D plan that covers your current prescriptions
     

  • Avoid enrollment mistakes and penalties

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Types of Medicare Plans We Help You With
 

Medicare Advantage Plans (Part C)

Medicare Advantage combines Parts A and B into one plan and often includes:
 

  • Prescription drug coverage (Part D)
     

  • Dental, vision, and hearing
     

  • Wellness benefits like gym memberships
     

Many Medicare Advantage plans in Johnson City have $0 premiums, but it’s important to check the provider network and copays. We help you compare plans side by side based on what matters to you.
 

Medicare Supplement Plans (Medigap)

Prefer flexibility in choosing doctors and hospitals? Medigap plans:
 

  • Work alongside Original Medicare
     

  • Cover costs like deductibles and coinsurance
     

  • Allow you to see any provider that accepts Medicare nationwide
     

We’ll help you compare plan types (Plan G, Plan N, etc.) and prices from multiple insurers to find the best fit.
 

Part D Prescription Drug Plans

Even if you don’t take many prescriptions now, choosing the right Part D plan can save you money—and protect you from late penalties. We’ll:
 

  • Review your current medications
     

  • Check plan formularies
     

  • Help you enroll in a plan that fits your needs

Medicare Enrollment in Johnson City, TN

Knowing when to enroll is just as important as what you choose. We’ll help you understand your enrollment window:
 

  • Initial Enrollment Period: 7-month window around your 65th birthday
     

  • Annual Enrollment Period (Oct 15–Dec 7): Update or switch Advantage and Part D plans
     

  • Special Enrollment Periods: Triggered by life events like moving, losing group coverage, or retiring

Why Johnson City Chooses Laurie Reece Insurance
 

  • ✅ Local Knowledge: We know which plans are offered in Johnson City and how they compare

  • ✅ Independent Advice: We’re not tied to one carrier, so you can see all your options

  • ✅ Free Consultation: no-pressure, no-cost, no-obligation consultation

  • ✅ Year-Round Support: We check in annually to make sure your coverage still works for your life

Plans: Why Choose Us

Medicare FAQs for Johnson City Residents
 

Do Johnson City residents qualify for Medicare at 65?
Yes. If you're turning 65 and have worked 10+ years, you’re eligible for Medicare Part A with no premium. You can enroll in Part B and explore Advantage or Supplement plans as well.

What are average Medicare Advantage premiums in Johnson City?
Some local plans have $0 premiums, but out-of-pocket costs vary. We'll help you compare based on your healthcare needs.

Are my Johnson City doctors in-network with Medicare plans?
It depends on the plan. We'll check your preferred doctors against available networks in the Johnson City area.

Get Local Medicare Help in Johnson City, TN

Don’t leave Medicare to guesswork or online forms. At Laurie Reece Insurance, we take the time to understand your situation and help you compare your options—at no cost to you.

Ready to get started?
Schedule your free consultation today. Let’s find the Medicare plan that fits your life in Johnson City.

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